Do I have to have private mortgage insurancehttp://ts.realestate.com/blogs/tipsandtools/archive/2007/01/16/do-i-have-to-have-private-mortgage-insurance.aspxDepending on your situation, there may be alternatives to expensive PMI. Private mortgage insurance (PMI) adds hundreds or even thousands of dollars a year to mortgage payments, so it’s logical to wonder whether there’s any way to avoid payingenCommunityServer 2008.5 SP2 (Debug Build: 40407.4157)