http://ts.realestate.com/blogs/tipsandtools/archive/2007/06/17/why-zero-down-payment-loans-can-be-risky.aspxA down payment can help to reduce the risks of homeownership. Mortgages that don't require a down payment help many people purchase a home they otherwise wouldn't be able to afford. That's very good news. But no-down payment mortgages haveenCommunityServer 2008.5 SP2 (Debug Build: 40407.4157)