Qualifying for a Home Loanhttp://ts.realestate.com/blogs/tipsandtools/archive/2007/02/15/qualifying-for-a-home-loan.aspxWhen considering your mortgage, lenders look at a variety of factors, including your ability and willingness to repay the loan. Your ability to repay is verified by your current employment and total income. Your willingness to repay is closely relatedenCommunityServer 2008.5 SP2 (Debug Build: 40407.4157)